Robin V. Wish - Real Living Suburban Lifestyle Real Estate



Posted by Robin V. Wish on 9/28/2020

Your home is your castle, your oasis, your domain. You want your home to be an escape from the stresses of everyday life. For this to be true, there are a few key things that you should have in your home for you to enjoy the ultimate peace that home can bring. If you donít feel that your home is a peaceful place, you definitely need to heed the tips below. 


Have A Peaceful Spot To Relax In 


Every homeowner needs a place that they like to relax in. Your spot in the home should be a regular part of your routine whether itís where you like to drink coffee and read the news, a meditation room, or a home gym. Whatever gives you pleasure and an escape should be a priority in your home and your routine. You donít need a lot of space to accomplish this. Just a small nook in part of a room or a dedicated room in the house will do. Itís easy to create your own little piece of heaven.   


Nice Outdoor Space


Nothing brings peace to the mind and the soul like spending time in nature. For a tranquil escape right in your own home, make use of the outdoors. Do you have a deck or patio area? Can you put a hammock up in the backyard? What about a small bench swing? Any of these simple things can be your backyard oasis. Just be sure to surround these outdoor areas with colorful plants and other relaxing touches like rocks, trees, or even a running water fountain for an added effect.       


A Place To Separate Work And Home Life


If you work outside of the office at all, you probably have a home office space. You need this to be functional for your work, but you also need to remember the importance of separating your work life from your home life. Your home canít be a tranquil place to be if you feel youíre always carrying your work around with you.  


A Place For Inspiration


Most of all, your home should be inspiring. There should be areas of your home where you can sit and think about projects youíre working on, problems youíre facing, or just simply let your thoughts flow. For inspiration, youíll want to include inspiring images, pictures of the people you love, and items that make you plain happy. Your home is one place that helps you to keep the balance in your life. Make sure that you create the relaxing space that you deserve for a happier life!




Tags: Healthy Home  
Categories: Uncategorized  


Posted by Robin V. Wish on 9/21/2020

Buying a home is one of the most expensive undertakings that youíll ever have in your lifetime. You probably have spent months upon months saving for a downpayment in order to make your home purchase. The problem is that after they believe their savings are complete, many buyers discover unexpected costs that go along with buying a home, making the entire process even more stressful. You should be prepared for many different kinds of costs that go beyond the sticker price of a home. Below, many of those surprising costs are laid out in detail. 


Closing Costs


Closing costs can be anywhere from 2-7% of the purchase price of a home. Closing costs cover quite a bit including:


  • Inspection fees
  • Appraisal
  • Title insurance
  • Property taxes
  • Mortgage insurance
  • Underwriting fees
  • Recording fees
  • Loan origination fees

Depending upon the type of loan you get or your specific circumstances, your closing costs could be even more. Keep in mind that you wonít find out your specific closing cost amounts until the purchase of the home is well underway. You can talk to your realtor and lender ahead of time to be prepared for your own situation.


Closing costs are also negotiable, so donít forget to ask questions. Certain administrative fees, for example, are often unnecessary and can be waived.  


Low Appraisals


If you have a low appraisal on your home, you may need even more cash on hand. In order to meet loan and home value requirements, lenders wonít approve a loan for an amount thatís higher than the home is appraised for. In this case, if you still want the home, youíll be left to come up with the difference in cash. Otherwise, you could be forced to walk away from the deal and lose some money in the process. This is one of those home purchase emergencies that you should simply be aware of. It can be an emotional experience to get a low appraisal on a home, but remember that there are sensible ways to deal with this dilemma.       


Moving Expenses


Many buyers forget in the excitement of buying a home just how much it will cost to move. Whether you hire a moving company or do it yourself, moving can be expensive. Youíll need a truck, packing supplies and a way to pay (or simply thank) the people who help you to move. 


The Things You Need For Your Home


Your home wonít come with everything that you need. You may have to buy a refrigerator, have some repairs done, or simply get furnishings for the home. Donít strap your budget so thin that you wonít be able to buy a sofa until six months after moving into the home.   




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Posted by Robin V. Wish on 9/14/2020

Image by Pexels from Pixabay

Who doesn't love pasta? If you're a big fan of pasta but getting tired of the same old recipes, this unique and delicious vegetarian recipe is right for you. It's easy to make, requires few ingredients and makes little mess. It's also incredibly versatile, and can be made vegan for those who have special dietary requirements. Keep reading at the end of the recipe for suggestions about what to serve with pine nut pasta and other information.  

Ingredients

  • Pasta (rigatoni, penne, spiral are all fine - or any pasta you have on hand)
  • 1 Yellow onion 
  • Olive oil - 2 Tablespoons
  • Fresh spinach - 4 cups
  • Pine nuts - 2 cups
  • Parmesan
  • Salt and pepper
  • Instructions:

  • Cook the pasta according to the instructions on the package and set aside.
  • Dice the onion. 
  • Tear stems off of spinach.
  • Heat olive oil in a pan over medium heat. 
  • Put onion in the pan and sautee until edges begin to brown. 
  • Sprinkle onion with salt and pepper. 
  • Add pine nuts to the pan and heat until the outside begins to brown. 
  • Add spinach to the pan and stir it until the spinach begins to wilt. Remove from heat.
  • Top the pasta with the onion, pine nut and spinach combination. 
  • Sprinkle pasta with parmesan cheese, salt and cracked black pepper. 
  • Serve!
  • Pine nut pasta is an excellent dish to serve at special occasions because it looks fancy compared to many other types of pasta, but it's easy to prepare for large groups.

    What to Serve with Pine Nut Pasta

    If you eat meat and would like to add some extra protein to your pine nut pasta dish, serve with a side of baked chicken. 

    Pine nut pasta is delicious with garlic bread, or if you're feeling adventurous, sautee sliced mushrooms in garlic and olive oil. Place the sauteed mushroom mixture on slices of bread and bake in the oven.

    Seeking the perfect salad to accompany pine nut pasta? Combine chopped romaine lettuce, black beans (drained and rinsed), feta cheese and walnuts. Drizzle with balsamic vinaigrette. Serve.

    Are Pine Nuts a Nut?

    If you or someone in your household has a nut allergy, you may have concerns about pine nuts. Technically, pine nuts are a seed. However, you should check with your doctor before ingesting anything that you believe could be a potential allergen. Your doctor can help you decide whether this particular ingredient is safe.

    Want to Make This Recipe Vegan? Here's How

    Pine nut pasta is already vegetarian. If you want to make it vegan, replace the parmesan cheese with sprinkles of nutritional yeast at the end. You'll get the same nutty-cheesy flavor that you find with parmesan, but it's dairy free (and healthy!). 




    Tags: meal planning   Cooking   Dinner  
    Categories: Uncategorized  


    Posted by Robin V. Wish on 9/7/2020

    Filling out a mortgage application may prove to be a long, arduous process, particularly for those who are buying a house for the first time. Lucky for you, we're here to help you dot the I's and cross the T's on your mortgage application to ensure you can quickly and effortlessly acquire your dream house.

    Now, let's take a look at three tips to help you prepare your mortgage application.

    1. Be Diligent

    A mortgage application may appear daunting at first. The application may include several pages of questions, and you may have only a limited amount of time to finalize your submission.

    When it comes to completing a mortgage application, it generally pays to be diligent. If you answer each mortgage application question to the best of your ability, you likely will have no trouble moving forward with your home purchase.

    2. Avoid Guessing

    If you're uncertain about how to respond to certain mortgage application questions, there is no need to guess. Instead, search for the information that you need to provide a comprehensive response. This will help reduce the risk of encountering potential problems down the line that otherwise could slow down your home acquisition.

    Remember, guessing on a mortgage application probably won't do you or your lender any favors. But if you allocate the necessary time and resources to understand mortgage application questions and provide thoughtful responses, you can minimize the risk of application errors.

    3. Ask Questions

    Completing a mortgage application sometimes can be tricky. Fortunately, a lender employs mortgage specialists who are happy to respond to your application concerns or questions at any time.

    If you're unsure about information that is requested on a mortgage application, don't hesitate to reach out to a lender's mortgage specialists for help. These specialists possess extensive mortgage expertise and can help you complete a mortgage application.

    Furthermore, mortgage specialists can offer insights into a wide array of mortgage options. These specialists can explain the differences between fixed- and adjustable-rate mortgages and enable you to select the right mortgage option based on your financial situation.

    As you prepare to buy a house, you may want to consult with a real estate agent as well. In fact, with a real estate agent at your side, you can seamlessly navigate the homebuying process.

    A real estate agent understands exactly what it takes to acquire a house, regardless of the finances at your disposal. This housing market professional can set up home showings, help you submit offers on houses and ensure you can purchase a residence that matches or exceeds your expectations. And if you need help getting a mortgage, a real estate agent may even be able to connect you with the top lenders in your city or town.

    Ready to move forward in the homebuying journey? Use the aforementioned tips, and you can finalize a mortgage application and secure the financing that you need to acquire your ideal residence.




    Tags: Buying a home   Mortgage  
    Categories: Uncategorized  


    Posted by Robin V. Wish on 8/31/2020

    Photo by Gino Crescoli via Pixabay

    If a stranger were to knock on your door and ask to come in, you’d likely say no. Yet when you’re showing your house, this is exactly what you’re doing. You’ll let stranger after stranger come in to tour the home and see if it’s a good fit for their needs. So how can you ensure your home is safe? These home security steps will ensure you can safely show your home with minimal risk.

    1. Always Use an Agent

    Always use an agent to help sell the home. This will ensure someone is in the home when it is being shown. While some buyers try to sell on their own, this opens you up to showing the home without anyone else around, which is potentially dangerous. Using an agent ensures someone is always with the buyer when they tour the home.

    2. Keep It About Business

    If you are in the home when potential buyers come through, don’t fear small talk, but be careful. Keep the talk simple and related to the home and its features. Do not divulge too much personal information about yourself or your family. Remember, this person is a stranger.

    3. Confirm the Identity of Buyer’s Agents

    If someone calls you or your agent claiming to be a real estate agent who wants to see the house, do some research. Your agent would be able to verify that the person is, in fact, an agent. If you cannot find a record of them, do not open your home to them.

    4. Hide Your Valuables

    Hide your valuables before any showings or open houses. You don’t want potential buyers to grab your favorite pearl earrings as they go through your bedroom to tour the home. As you’re hiding valuables, consider hiding your prescription medications. Unfortunately, some prescriptions are high theft items, and you need your medications for your own health. Consider investing in a small safe to stash these items before you start showing your house.

    5. Stash Your Remotes

    Do you have a garage door remote? Don’t leave it out! A potential buyer could pocket it and return later to rob your home or your garage. Keep all keys, remotes, and fobs with you when you leave for the showing, or store them out of sight if you are staying in the home for the showing.

    Opening your door to strangers is part of the process when you’re showing your home, but you do have to be smart about it. Take these ideas into consideration, and do what you can to protect your home and your family while you’re in the selling process.




    Categories: Uncategorized  




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